Connecticut Health Care Programs

The Connecticut Senate Democrats are committed to ensuring that all Connecticut residents are able to obtain quality, affordable health care.

photo of doctor with patientResearch shows that being unable to access health care coverage can take a toll on not only an individual’s physical health, but also their financial health. If you or a loved one find that traditional health insurance is out of reach, you should know that you may be eligible for health care coverage through state-administered HUSKY health care program.

Connecticut residents should also be aware of changes related to federal health care reform. While the Affordable Care Act was passed at the federal level, its effects can be felt right here in Connecticut.

HUSKY Health Program for Individuals & Familes

doctor with child patientMedicaid is a health care program for low-income and disabled individuals that is funded jointly by the federal and state governments. Individuals enrolled in Medicaid are eligible to receive a number of services including doctor visits, hospital care, behavioral health services and prescription medications.

The bulk of Connecticut’s Medicaid program is known as the HUSKY Health program. The program is administered by the state Department of Social Services (DSS) and consists of four parts:

  • HUSKY A (Medicaid for children and families);
  • HUSKY B (Connecticut’s Children’s Health Insurance Program (CHIP));
  • HUSKY C (Medicaid for the aged, blind and disabled); and
  • HUSKY D (Medicaid for low-income adults (LIA)).

Learn if you qualify for HUSKY.

TOP of PAGE

National Health Care Reform in Connecticut

The federal Affordable Care Act (ACA) was passed by Congress and signed into law by President Barack Obama in March 2010. While some aspects of the law went into effect immediately, others went into effect in January, 2014. Many of these provisions have a direct impact on Connecticut residents, including the Medicaid expansion, the creation of the state health insurance exchange and changes to private insurance coverage.

MEDICAID EXPANSION: HUSKY D

Beginning in 2014, the federal government will pick up the cost for states that expand Medicaid coverage to adults with incomes up to 138 percent of the federal poverty level (approximately $16,100 for an individual). The federal government will provide 100 percent of the funding for the expansion for the first three years, with states paying 10 percent of the costs of the expansion in later years.

Connecticut is participating in the Medicaid expansion through HUSKY D, Connecticut’s Medicaid program for low-income adults. To see if you qualify for HUSKY D, visit the HUSKY website.

Connecticut’s Health Insurance Exchange: Access Health CT

patient with doctorThe Affordable Care Act requires most Americans to have health insurance and, to advance that goal, required all states to be part of health insurance exchanges for individuals and small businesses by January 2014.

The exchanges are an insurance marketplace, where individuals and small businesses can compare and purchase health plans offered by licensed insurance companies. Individuals can also be able to use the exchanges to see if they are eligible for Medicaid.

Connecticut’s health insurance exchange is called Access Health CT. Connecticut residents can shop for insurance through the Access Health CT website, at Access Health CT storefronts in some of our cities, or by working one-on-one with insurance brokers or Access Health CT Assisters.

Other ACA Provisions: Changes to Private Insurance

Other features of the Affordable Care Act include:

  • Young adults can now be covered on their parents’ insurance policies until they turn 26.
  • Private insurers must cover preventive services at no cost to covered patients. These preventive services include routine immunizations, cancer, diabetes and cholesterol screenings, and preventive services for women.
  • Insurance companies cannot deny coverage to adults because of a pre-existing condition (this prohibition already applies to coverage for children).
  • Private insurers are banned from setting lifetime and annual limits limits on coverage.

If you have questions about your health insurance coverage, or if you would like more information about these and other aspects of the ACA, please visit the website of the Office of the Healthcare Advocate. That office provides free assistance to Connecticut consumers regarding insurance plan selection and enforcement of health care rights.

TOP of PAGE

The Connecticut Legislature & Health Care

The Connecticut General Assembly’s Public Health Committee, Human Services Committee and Insurance & Real Estate Committee each play a role in developing, researching and proposing legislation related to health care and the needs of the uninsured and underinsured in our state.

Senator Terry Gerratana, Senate Chair, Public Health Committee
860-240-0584, or 1-800-842-1420

Senator Gayle Slossberg, Senate Chair, Human Services Committee
860-240-0482, or 1-800-842-1420

Senator Joseph Crisco, Senate Chair, Insurance & Real Estate Committee
860-240-0189, or 1-800-842-1420

TOP of PAGE